Why does Amazon keep rejecting my credit cards?

 

There can be a few reasons why Amazon might be rejecting your credit card. Here are some of the most common culprits:

Incorrect Information:

• Typos: Double-check that your billing address, card number, expiration date, and CVV code are entered correctly. Even a single typo can cause a decline.
• Mismatched Information: Make sure the billing address on your Amazon account matches the address associated with your credit card.

Card Issues:

• Insufficient Funds: Ensure your credit card has enough available credit to cover the purchase amount.
• Expired Card: Check if your credit card has expired. Amazon won't be able to process payments on an expired card.
• Card Limits: Your bank might have daily or weekly spending limits on your card. These could be preventing the transaction from going through, even if you have sufficient funds overall.

Amazon's Security Measures:

• Suspicious Activity: Amazon's security system might flag your transaction as suspicious due to factors like a large purchase amount or a billing address different from your usual location.

Here's what you can do to troubleshoot:

• Review your information: Carefully check all the billing and card details you entered on Amazon.
• Contact your Bank: Call your bank's customer service to inquire about any declines or limitations on your card. They can also confirm if Amazon attempted to authorize the transaction.
• Contact Amazon Support: If you've verified your information and your bank confirms everything is okay, reach out to Amazon customer support. Explain the situation and see if they can help identify the issue on their end.

Here are some additional tips:

• Try a different card: If you have another credit card, try using that one to see if the payment goes through.
• Review your order history: See if there were any previous declined transactions and if they provide any clues about the reason.
• Consider alternative payment methods: Amazon offers alternative payment methods like gift cards or your bank account debit card.

By following these steps, you should be able to identify the reason behind the rejected credit card and hopefully complete your Amazon purchase.